Insurance Claim Repairs

When disaster strikes, whether it’s water damage, storm impact, or other unexpected events - you need more than a contractor. You need a partner who understands the insurance claim process and can advocate for you every step of the way.

At ACP, we bridge the gap between insurance companies and homeowners, ensuring your property is restored to its full potential with craftsmanship, transparency, and care.


Why do homeowners choose ACP for claim repairs?

Unlike most contractors who simply follow an adjuster’s scope, we take the time to create a comprehensive, detailed scope of work that reflects what your home truly needs, not just the bare minimum your insurance company approves.

  • Expert Scope Creation: We carefully document all damage with photos, measurements, and detailed line items to ensure nothing is overlooked.

  • Insurance Collaboration: We speak the language of adjusters and claims departments, streamlining communication and minimizing delays.

  • Restoration with an Upgrade: While we can complete repairs exactly as stated in your claim, many of our clients choose to use this opportunity to upgrade materials, layouts, and finishes, transforming the unexpected into an elevated result.

  • Full Transparency: Every dollar and every step is clearly explained so you feel informed, not pressured.

What can you expect from our claim process?

  1. Initial Consultation & Inspection

    We visit your property to assess the damage, document everything, and discuss your goals - whether you want an exact restoration or improvements along the way.

  2. Scope Development

    We create a thorough, itemized scope of work with industry-standard pricing tools (like Xactimate), ensuring your claim reflects the real cost to restore your property properly.

  3. Insurance Liaison

    We work directly with your adjuster to review the scope, answer questions, and provide supplemental documentation when needed.

  4. Project Execution

    Once approved, we move into construction - coordinating trades, managing schedules, and keeping you updated on progress.

  5. Completion & Final Walkthrough

    We ensure every detail is completed to ACP standards before presenting the finished project for your approval.

Common Insurance Claim Projects We Handle:

  • Water damage from plumbing leaks or burst pipes

  • Storm damage (roofing, siding, interior repairs)

  • Fire & smoke damage restoration

  • Flooring replacement after flooding

  • Kitchen & bathroom rebuilds post-damage

Split view of two bathrooms, one fully renovated with white tiles, bathtub, and sink, and one under renovation with exposed wall studs and insulation.